Insizwe - Insurance Made Easy
Business secured with confidence
Employers liability, public liability, and commercial motor - built for the Zambian market.
Serving Zambia since
2015
Zambian-owned
100%
Insurer partners
16+
Corporate clients
20+
Trusted by leading organisations across Zambia
Reinsurance partner
Backed by Lloyd's
Your cover is reinsured through Lloyd's - global security behind a trusted local broker.
- checkGlobal reinsurance security
- checkRegulated, reputable cover placement
- checkTrusted local Zambian broker
One broker covering everything that matters*
Individual Insurance
Comprehensive personal cover for your health, home, and family - designed around your life.
Personal Accident & Sickness
Capital sums for accidental death, disability, and loss of limb - plus income benefit for temporary disablement.
Fire & Special Perils
Protect your home or business against fire, lightning, storm, flood, and a range of optional extensions.
Commercial Insurance
Employers liability, public liability, professional indemnity, and products liability - all in one place.
Theft Insurance
Cover for loss following forcible and violent entry - with optional extensions for robbery and full theft.
Professional Indemnity
Safeguard your professional reputation with cover for legal costs and damages if a claim is made against you.
Public Liability
Protection against claims from members of the public for bodily injury or property damage caused by your business.
Individual Insurance
Comprehensive personal cover for your health, home, and family - designed around your life.
Personal Accident & Sickness
Capital sums for accidental death, disability, and loss of limb - plus income benefit for temporary disablement.
Fire & Special Perils
Protect your home or business against fire, lightning, storm, flood, and a range of optional extensions.
Commercial Insurance
Employers liability, public liability, professional indemnity, and products liability - all in one place.
Theft Insurance
Cover for loss following forcible and violent entry - with optional extensions for robbery and full theft.
Professional Indemnity
Safeguard your professional reputation with cover for legal costs and damages if a claim is made against you.
Public Liability
Protection against claims from members of the public for bodily injury or property damage caused by your business.
Motor, health, property, and liability - four classes of cover, one trusted broker.
Total peace of mind
Insurance the way it should be
Backed by Lloyd's
Your cover is reinsured through Lloyd's and Matrix Africa - global security behind a trusted local broker.
Fast claims process
We aim to resolve every claim efficiently and fairly - so you can get back to what matters.
10+ years of experience
A decade of serving Zambian families, businesses, and farmers - backed by Mudenda Capital Partners.
Local Zambian experts
Our brokers understand the local market, speak your language, and come to you for on-site assessments.
Cover across all 10 provinces
From Lusaka to Northern Province, we protect individuals, businesses, and farmers in every corner of Zambia.
Plus more options for your cover*
Customise your policy to add what you need
Guiding you every step of the way
Insurance can be confusing. So we've put together simple guides to help you make smarter decisions about your cover.
Read the blog
Frequently Asked Questions
Our individual policies cover motor insurance, personal accident & sickness, fire & special perils, and theft insurance. Each policy is tailored to your specific needs and circumstances.
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